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Payday Loans Shreveport LA

It often happens that you need a small amount of money for a few weeks or even days. Of course, you can always ask your friends or colleagues for help. But if you are used to feeling independent, then it is wiser to use online loans. Unlike bank offers, they are much easier to access.

In order to get a loan, you don’t even have to go anywhere. Loans are issued online 24 hours a day 7 days a week. The maximum available limit is usually small – up to $1,000. But there are obvious advantages: fast application, same-day funding and relaxed eligibility criteria. The money is transferred to a borrower’s bank account.

How online payday loans work

Almost every person has financial difficulties. And often the solution requires promptness. Online payday loans are a quick way to get money – all you need is to have access to the Internet from your smartphone or computer. The application process is as easy as possible:

  1. Go to stayhealthyla.org and complete a short application form;
  2. We connect you to the right lender for your needs;
  3. Read the agreement, make sure you agree to the loan rates and terms;
  4. If you agree, e-sign the agreement and get the money as quickly as possible.

Never before has it been so easy and quick to get a small-dollar loan. The borrower knows interest + all applicable fees and charges in advance. Some lenders provide an opportunity to extend the loan term if for some reason you are unable to repay the debt on the due date.

When you may need a payday loan in Shreveport LA

You can use the payday loan for whatever purpose. You can use it to cover any urgent expenses, including:

  • medical treatment;
  • car repair;
  • home innovation;
  • wedding;
  • utility bills;
  • business trip;
  • large purchase;
  • vacation;
  • debt consolidation, etc.

Who is eligible for a payday loan in Louisiana

Each lender sets individual eligibility criteria. Usually, to get a loan, you must comply with the following requirements:

  1. reside in the USA;
  2. be of legal age in Louisiana;
  3. have a bank account in your name;
  4. have a steady income.

In most cases, you do not need to be officially employed and have a good credit history to get accepted.

Can I get a payday loan with bad credit?

You probably know that it is difficult to get a bank loan if you have a bad credit history. Banks reject such clients, but there is a way out of the situation. We partner with payday lenders that issue small-dollar loans with any type of credit. They are ready to close their eyes to your bad credit history.

Moreover, you get a chance to improve your credit history by taking out a payday loan. Payday lenders transfer information to credit bureaus: if you repay a loan without delays, this will be reflected in your credit history and it will get better. And if you issue a series of small payday loans and repay them as scheduled, you will radically improve your credit history and expand your financial capabilities.

Advantages of online payday loans in Shreveport LA

The reason for the popularity of our referral service is not only the speed of processing applications. Participating lenders are more loyal and compliant. Unlike banks, they do not have a huge list of requirements and criteria. For example, the loan decision is not affected by:

  • bad credit history;
  • current outstanding loans from banks;
  • lack of collateral;
  • lack of loan guarantors.

We have made the application process very convenient and fast. This is the reason why thousands of consumers have already used our referral service and many of them become our regular clients.