Rates and Fees
stayhealthyla.org is not a lender and does not make credit decisions. We are a loan referral service, which works by connecting consumers to the most suitable lenders that provide loans online. As soon as you submit your request on stayhealthyla.org, you will be matched with the right lender for your individual needs and budget. Review the loan offer, pay special attention to the loan rates and fees: APR, penalties and fees if any.
You are under no obligation to accept the loan offer and can interrupt the application process. But if you e-sign the loan agreement, you are obliged to pay off the principal loan amount + interest on the date mentioned in the agreement. The money is usually automatically withdrawn from your account on the date your loan is due. Default on your loan repayment results in negative consequences: late fees, loss of introductory APR, penalty APR, damage to credit score, collection activities.
We can’t quote your loan rates and terms in advance as they are individual for each borrower. Each lender has its own loan policies. Please read the loan agreement carefully before signing it.
If you have any questions about your loan rates and terms, you should contact your lender directly. Using this loan referral service is free of charge.